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BVI yacht charter APA, or Advance Provisioning Allowance, is a fund you pay before a plus-expenses yacht charter. The captain uses this money to cover trip expenses such as fuel, food, drinks, dockage, and communications.

Many crewed sailing catamarans in the BVI include these costs in the charter price. Larger motor yachts, power catamarans, and some sailing yachts usually use an APA.

Your yacht quote and charter agreement will show whether an APA applies, how much you need to pay, and what expenses it covers. At the end of the charter, the captain provides a summary of all spending. If any APA funds are left over, the captain usually returns them. If you spend more than the APA amount, you pay the difference.

BVI Yacht Charter APA at a Glance

QuestionPlanning answer
What is APA?A fund you pay before your charter to cover approved trip expenses.
Who manages the APA?The captain or charter manager manages the funds and keeps track of spending.
When is the APA payment due?You usually pay it with your final charter payment.
Is APA included in the charter rate?No. The money remains yours until the captain uses it for approved expenses.
Are unused APA funds returned?In most cases, yes. The captain normally returns any unused APA funds after the charter.
Is crew gratuity included in the APA?In most cases, no. Crew gratuity is typically a separate expense.

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Some yachts use APA, while many BVI crewed catamarans include most costs in the charter price. Compare the charter rate, APA, taxes, and other costs before you book.

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What Is BVI Yacht Charter APA?

APA stands for Advance Provisioning Allowance. The captain uses this fund to cover charter expenses such as fuel, food, drinks, marina fees, and other approved costs.

APA is commonly used on plus-expenses charters. The charter rate covers the yacht and crew, while the APA covers additional expenses that arise during the charter.

APA is not an additional fee. It is a separate fund used to pay approved charter costs. Since actual expenses vary from charter to charter, it is important to budget for the full APA amount.

Which BVI Yacht Charters Require APA?

Not every BVI yacht charter uses APA. Whether APA applies depends on the yacht’s pricing structure. Most yachts offer seven-night charters, but the yacht, inclusions, and pricing model determine the total cost.

Yacht TypeWhat to Expect
Inclusive BVI crewed sailing catamaranUsually does not require a traditional APA. Depending on the yacht, the charter price may include meals, standard drinks, cruising fuel, and selected water toys.
Plus-expenses sailing yachtAPA may apply, often at a lower percentage than on a motor yacht.
Plus-expenses power catamaranAPA is common because fuel use and operating costs vary based on the itinerary.
Plus-expenses motor yachtAPA is usually required and often has the highest percentage due to fuel costs.
Bareboat charterNo APA applies. Charterers pay directly for fuel, provisions, moorings, permits, and other trip expenses.
Note: Compare the full charter cost, not just the weekly rate. A yacht with a higher charter price may offer better value if it includes more expenses.

What Does a BVI Charter APA Cover

✅ Common APA Expenses

  • Fuel for the yacht, tender, generators, and motorized water toys
  • Food, snacks, soft drinks, and guest-requested provisions
  • Beer, wine, spirits, mixers, and premium beverages
  • Marina fees, dockage, moorings, water, shore power, and ice
  • Communication costs, cruising permits, clearance fees, and local agent services
  • Other approved operating costs listed in the charter agreement

❌ Usually Not Covered by APA

  • Crew gratuity
  • Airfare
  • Hotels
  • Private transfers
  • Travel insurance
  • Personal purchases

The charter company may also charge cruising taxes and government fees separately.

Enjoy a waterfront meal ashore during a BVI yacht charter APA vacation
Enjoy dining ashore while exploring the islands. Your BVI yacht charter APA may cover dining expenses based on your charter agreement and onboard preferences.

How Much BVI Yacht Charter APA Should You Budget?

The APA amount varies by yacht and charter agreement. These ranges can help you estimate your budget, but the exact percentage varies by yacht.

Plus-expenses yacht typeGeneral planning range
Sailing yacht or sailing catamaranApproximately 25% to 30%
Power catamaranApproximately 30% to 35%
Motor yachtApproximately 35% to 40%
Actual expenses vary based on fuel use, cruising plans, marina visits, and guest preferences for food and beverages. As a result, total spending may be lower or higher depending on the itinerary and onboard requirements.

Featured BVI Yachts With an APA Structure

View all yachts
YachtGuest fitPublished base rateAPA structure
SOUTHERN BELLE87 ft motor yacht; 8 guests; 4 cabins; Saint Maarten, West Indies home portFrom $59,000 per week35% of APA
UNBRIDLED116 ft motor yacht; 8 guests; 4 cabins; BVI winter cruisingFrom $65,000 per week for the published 2026/27 high season35% of APA
INDULGE II90 ft motor yacht; 10 guests; 4 cabins; BVI winter cruisingFrom $42,000 per week35% of APA
These yachts show how APA works on luxury motor yacht charters. However, always check your proposal for the exact APA amount, taxes, cruising area, and total trip cost.

BVI Yacht Charter APA Example

Here is a simple example for a seven-night motor yacht charter with a base rate of $100,000 and an APA of 35%.

Budget itemAmount
Base charter rate$100,000
APA deposited at 35%$35,000
Documented expenses at the end of the charter$31,800
Illustrative balance returned$3,200
If total expenses reach $37,000, the charterer typically pays the additional $2,000. The charter company may charge taxes, crew gratuity, insurance, and other quoted costs separately from the APA.

How APA Refunds Work

  1. Pay the APA before your charter begins.
  2. The captain uses the funds for approved charter expenses during the trip.
  3. The captain maintains a record of all charter expenses.
  4. You may request spending updates during the charter.
  5. At the end of the charter, the captain provides a final expense summary.
  6. The captain usually returns any unused APA funds after the charter.
  7. If expenses exceed the APA amount, you pay the difference.

Before booking, ask how the captain will provide the final expense report. You should also ask whether receipts are available and how the refund process works.

APA vs. Inclusive BVI Charter Pricing

Cost categoryInclusive charterPlus-expenses charter
MealsUsually included onboardPaid from APA
Standard barOften includedPaid from APA
Ordinary cruising fuelOften included, subject to limitsPaid from APA
Premium alcoholOften excluded or limitedPaid from APA
Dockage and special marina requestsOften excludedPaid from APA
Crew gratuitySeparateSeparate
Final expense accountingUsually not required for inclusionsRequired for APA spending
Some guests prefer the predictability of an inclusive charter. APA lets guests pay based on their itinerary and preferences.

Questions to Ask Before You Book

  • Is the yacht offered as an inclusive charter or a plus-expenses charter?
  • How much APA must you pay?
  • When is the APA due?
  • What does the charter rate include?
  • Which expenses does the APA cover?
  • Are taxes, delivery fees, and crew gratuities charged separately?
  • Are national parks fees, mooring balls, and overnight dockage included or paid from APA?
  • How will I receive spending updates during the charter?
  • How and when will the captain return unused APA funds?

Before choosing a yacht, compare all-inclusive vs. plus-expenses yacht charters. Also, review the complete BVI yacht charter cost breakdown.

Inclusive or Plus Expenses

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Submit your travel dates, guest count, cabin preferences, preferred yacht type, and overall budget. We compare suitable yachts and explain what each yacht includes, what APA covers, and which costs remain separate.

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BVI Yacht Charter APA FAQs

Is APA required on every BVI yacht charter?

No. Many crewed sailing catamarans include most costs in the charter price and do not use APA. APA is more common on motor yachts, power catamarans, and some sailing yachts.

Is APA included in the base charter rate?

No. APA is paid separately from the charter rate and is used for approved charter expenses.

What APA percentage typically applies to a BVI motor yacht charter?

As a general guideline, APA is often 35% to 40% of the charter rate. The exact amount depends on the yacht and charter terms.

Are meals and drinks paid from APA?

On a plus-expenses charter, meals and drinks are usually paid from the APA. Many inclusive crewed catamarans include standard meals and drinks in the charter price.

Is crew gratuity included in APA?

In most cases, no. Crew gratuity is typically a separate expense unless stated otherwise in the charter agreement.

What happens if the APA runs out?

The captain may request additional funds to cover approved charter expenses.

Are unused APA funds refunded?

In most cases, yes. The captain provides a final expense report and returns any remaining balance.

Can I monitor APA spending during the charter?

Yes. You can request spending updates during the charter, especially before adding extra expenses or making itinerary changes.

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